Planly Debt Countdown
Debt Payoff Tracker · Google Sheets template
Your debt-free countdown, month by month. Plan your payoff across up to 25 debts in Google Sheets. Choose snowball, avalanche or your own order, add an extra monthly payment, and see a dashboard with every debt, a monthly schedule and your debt-free date.
Take a tour of the sheet
Everything you need
Debt dashboard
An overview plus a card for every debt and your debt-free date.
Snowball, avalanche or custom
Pick the payoff order that suits you.
Monthly schedule
See what each debt looks like month after month.
Set up in 4 steps
Make your own copy
After purchase, open the PDF from your Etsy downloads and click the template link. Google Sheets asks you to “Make a copy”, and the copy lands in your own Google Drive, private to you.
Complete SETUP
Choose your currency, start date, debt method and any monthly extra payment, then list up to 25 debts.
Read your dashboard
DEBT DASHBOARD shows each debt, the monthly schedule and your debt-free date.
Keep it current
Update balances and the start date on SETUP as you pay down debt.
Good to know
What's included in the Planly Debt Countdown?
2 tabs: Setup, Debt Dashboard. Everything is pre-built with formulas, so you only fill in your own information.
How do I get the template after buying?
Etsy gives you an instant PDF download with your template link. Open it, click “Make a copy”, and the sheet is saved to your Google Drive.
Does it work on my phone?
Yes! Open your copy in the free Google Sheets app on iPhone, iPad or Android. Setup is easiest on a computer.
Can I reuse it next year?
Yes. Make a new copy and change the year on the setup tab.
Is there a dark mode?
Yes, a Dark Mode edition is included free. It has the same tabs and formulas with a dark background that's easier on the eyes at night. Your download page has a button for each version, and you can keep both.
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