Planly Balance Budget
50/30/20 Budget Planner · Google Sheets template
Needs, wants and savings, balanced in one sheet. A yearly Google Sheets budget built around the 50/30/20 rule, with monthly budgets, a 50/30/20 tracker, sinking funds, a debt calculator and a net worth sheet.
Take a tour of the sheet
Everything you need
Built on 50/30/20
Tag each category as a need, want or saving and compare your real split to the rule.
Monthly + annual
Twelve monthly tabs feeding one annual dashboard.
Savings tools
Sinking funds and a savings challenge included.
Debt payoff
Plan payoff with the built-in debt calculator.
Set up in 4 steps
Make your own copy
After purchase, open the PDF from your Etsy downloads and click the template link. Google Sheets asks you to “Make a copy”, and the copy lands in your own Google Drive, private to you.
Complete SETUP
Set your currency and list your categories once, and they appear on every month tab.
Fill in a month
Plan income, bills, expenses and savings on the month tab, then tag categories as needs, wants or savings on the 50/30/20 tab.
Check the balance
Open the 50/30/20 tab to see how close you are to the rule and where to adjust.
Good to know
What's included in the Planly Balance Budget?
22 tabs: Setup, Bank Account, Annual Dashboard, Annual Totals, Jan – Dec, 50/30/20, Calendar, Sinking Funds, Debt Calculator, Net Worth, Challenge. Everything is pre-built with formulas, so you only fill in your own information.
How do I get the template after buying?
Etsy gives you an instant PDF download with your template link. Open it, click “Make a copy”, and the sheet is saved to your Google Drive.
Does it work on my phone?
Yes! Open your copy in the free Google Sheets app on iPhone, iPad or Android. Setup is easiest on a computer.
Can I reuse it next year?
Yes. Make a new copy and change the year on the setup tab.
Is there a dark mode?
Yes, a Dark Mode edition is included free. It has the same tabs and formulas with a dark background that's easier on the eyes at night. Your download page has a button for each version, and you can keep both.
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